This blog was created to help military veterans make sense of the benefits and support available through the Veterans Administration and state agencies. Links to related sites and news of benefit changes will be added as they happen.
Showing posts with label COE. Show all posts
Showing posts with label COE. Show all posts
Monday, August 22, 2016
An eBenefits Accounts Is A Plus
Dealing with the VA or any federal government organization can have its moments. There are rules, regulations, updates, forms, certified documents, wet signatures, DD-214s, evidence and a myriad of other hoops you have to jump through. Oh, wet signatures you ask. They are original signatures. Not copies, reproductions or electronic signatures.
When becoming involved with the VA, an eBenefits account is a good way to keep track of a multitude of things. Any veteran can create an eBenefits account. If you file a claim for disabilities or pension, you can follow the progress of your claim. You can add evidence to your claim. You can add or subtract dependents to your claim.
When you claim is approved, you can track your monthly payments. Which are tax free by the way. Change your address, update your bank account information, print out an VA Award letter (a letter from the VA stating what percentage you have been awarded depending your disability). If you want to apply for a VA mortgage, you need a COE (certificate of eligibility) to go with your application. Print it from eBenefits.
Want to use your GI Bill to go to school? The steps and forms are available here. How about batteries for hearing aids or set up an appointment for eyeglasses.
How about health care? Besides my family doctor, I have been going to the VA for healthcare for about three years. I can check my appointments, ask for prescription refills, read notes from my VA doctor's visits and print out a complete list of my blood tests. I give my family doctor a copy of all this information.
Go to www.ebenefits.va.gov <http://www.ebenefits.va.gov> to get started. The home page will give a nice rundown of all the information you can access. Click the Register button and you are asked a series of questions.
Questions are:
Select registration method:
I have a Common Access Card (CAC) with accessible card reader.
I have a Defense Finance and Accounting Service (DFAS) myPay account.
None of the above conditions apply, however at least one of the following conditions is true:
I am a Veteran
I am a Dependent of a Veteran
I am a Survivor of a Veteran
I am registered in the Defense Enrollment Eligibility Reporting System (DEERS)
Just follow the prompts and account you too can have your very own eBenefits account. It is well worth the time and effort.
For questions or information contact me at 765-529-4305 or jguglielmi@henryco.net. My office hours are 7 am till noon, Tuesdaythrough Friday room 114 in the old Henry County Courthouse.
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Saturday, January 11, 2014
Housing Market Heating Up - Check Out VA Home Loans
What does the VA Have To Offer Veterans
For a certificate of eligibility go to:
http://benefits.va.gov/HOMELOANS/purchaseco_certificate.asp
The VA helps Service members, Veterans, and eligible surviving spouses become homeowners. As part of their mission to serve, the VA provides home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.
VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.
Two things you must have to start the process are a copy of your DD-214 (discharge) and a COE (certificate of eligibility). You can apply online or contact your county Veteran Service Office for help.
http://benefits.va.gov/HOMELOANS/purchaseco_certificate.asp
For a copy of your discharge go to:
Types of Loans
Purchase Loans help you purchase a home at a competitive interest rate often without requiring a down payment or private mortgage insurance. Cash Out Refinance loans allow you to take cash out of your home equity to take care of concerns like paying off debt, funding school, or making home improvements. Learn More
Interest Rate Reduction Refinance Loan (IRRRL): also called the Streamline Refinance Loan can help you obtain a lower interest rate by refinancing your existing VA loan. Learn More
Native American Direct Loan (NADL) Program: helps eligible Native American Veterans finance the purchase, construction, or improvement of homes on Federal Trust Land, or reduce the interest rate on a VA loan.Learn More
Adapted Housing Grants: help Veterans with a permanent and total service-connected disability purchase or build an adapted home or to modify an existing home to account for their disability. Learn More
Other Resources: many states offer resources to Veterans, including property tax reductions to certain Veterans. Check with your states Veteran Affairs Office.
Eligibility Requirements
The length of your service or service commitment and/or duty status may determine your eligibility for specific home loan benefits.
Purchase Loans and Cash-Out Refinance:VA-guaranteed loans are available for homes for your own personal occupancy. To be eligible, you must have a good credit score, sufficient income, a valid Certificate of Eligibility (COE), and meet certain service requirements. Learn More
Interest Rate Reduction Refinance Loan (IRRRL): The IRRRL is a "VA to VA" loan, meaning it can only be applied to refinance an existing VA loan. An IRRRL can be done only if you have already used your eligibility for a VA loan on the property you intend to refinance. Learn More
Native American Direct Loan (NADL) Program: The NADL program helps Native American Veterans purchase, construct, improve, or re-finance a home on Native American trust lands. Your tribal organization must participate in the VA direct loan program. You must have a valid Certificate of Eligibility (COE) and meet certain service requirements. Learn More
Adapted Housing Grants: VA helps Veterans with certain total and permanent disabilities related to your military service obtain suitable housing with either a Specially Adapted Housing (SAH) or Special Housing Adaptation (SHA) grant.
How to Apply
Purchase Loan & Cash-Out Refinance: VA loans are obtained through a lender of your choice once you obtain a Certificate of Eligibility (COE). You can obtain a COE through eBenefits, by mail, and often through you lender. Learn More
Interest Rate Reduction Refinance Loan: A new Certificate of Eligibility (COE) is not required. You may take your Certificate of Eligibility to show the prior use of your entitlement or your lender may use our e-mail confirmation procedure in lieu of a certificate of eligibility. Learn More
Native American Direct Loan (NADL) Program: First, confirm that your tribal organization participates in the VA direct loan program. NADL loans are obtained through a lender of your choice once you obtain a Certificate of Eligibility (COE). You can obtain a COE through eBenefits, by mail, and often through you lender. Learn More
Adapted Housing Grants: You can apply for an SAH or SHA grant by either downloading and completing VA Form 26-4555 (PDF) and submitting it to your nearest Regional Loan Center, or completing the online application.Learn More
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